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Bird and Fortune - Subprime Crisis
Posted by: kerviel88888

Video duration: 530 seconds
Global video hits: 620456

John Bird and John Fortune (the Long Johns) brilliantly, and accurately, describing the mindset of the investment banking community in this satirical interview.

Related: bear, bird, bremner, credit, crisis, enhanced, fortune, fund, high-grade, leverage, sterns, strategies, structured, subprime

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Yeah ! Indeed ! ...
By: antoinedargentine. on 03 Dec 08, 22:30:41
Yeah ! Indeed ! This banker clearly attacked the unemployed Black man sitting in front of his crumbling house in Alabama ! You are right, some people seem to think that s humor, but it is not !

Splendid...funny, ...
By: ironyfree. on 03 Dec 08, 18:12:39
Splendid...funny, true and irony-drenched.

Uh, yeah... the ...
By: incoserv. on 28 Nov 08, 03:00:39
Uh, yeah... the whole thing was about racism. And Santa Clause... Get a clue!

Well, anyway the ...
By: bonafide480. on 26 Nov 08, 14:25:37
Well, anyway the banker did the fraud against who he called the "black" man. The stress here is on the racism of the banker, not a personal actor's thought

nice
By: Shachna1979. on 24 Nov 08, 23:59:55
nice

LOL
By: batbomb92. on 24 Nov 08, 12:10:43
LOL

I too have been ...
By: WhyIsMyNickTaken. on 23 Nov 08, 00:12:30
I too have been wondering! This was posted in Feb 2008 and hence must have been recorded before that. Most of the "detailed postmortem analysis" of the financial crisis was done in September 2008 when Lehman disappeared and others were pushed on the brink

Would the joke have ...
By: hiroprot. on 22 Nov 08, 16:34:42
Would the joke have been as funny if the "black" man was just "guy" on a crumbling porch? Why or why not? Does it matter that these are two older white men? Are there critical differences (historical and in the sense of humor) between an English and American audience that might make the same joke satire in Liverpool and troubling in Atlanta?

I find it utterly ...
By: markcullis. on 22 Nov 08, 12:10:39
I find it utterly staggering that anyone finds this racist...you're missing the point of the humour by so much it's frightening.

Doea anybody know ...
By: turmannturmann. on 21 Nov 08, 16:14:10
Doea anybody know when this was recorded? They must have been among the first to analyse correctly? "Wondering"

Its called satire ...
By: gullivera. on 20 Nov 08, 20:21:09
Its called satire mate, they're pointing out that millions of poor and vulnerable people (many of whom are no-doubt black and unemployed) were exploited and driven into debt in America by the stupidity and greed of speculators and mortgage brokers.

Maybe the humor ...
By: gregplaysthestick. on 20 Nov 08, 14:23:24
Maybe the humor comes from the "expert" being the racist. Perhaps unfair, but perhaps true... Remember who's being parodied here...

its your pension ...
By: fullofvenom. on 20 Nov 08, 01:17:58
its your pension fund.....hilarious....

No it's not racist. ...
By: medal8. on 19 Nov 08, 07:59:03
No it's not racist... It's humour !!!

BRILLIANT!
By: strangisproductions. on 18 Nov 08, 03:33:14
BRILLIANT!

You're right, but ...
By: WildmanWoodie. on 15 Nov 08, 04:56:31
You're right, but nobody was forced to take out the loans. Poor folks of any race went into these deals willingly. Foolishly, but willingly.

It's what happened. ...
By: mungstrosity. on 14 Nov 08, 19:46:54
It's what happened. Nothing racist about that. Racist is driving the poor black unemployed man into debt and bankrrupcy by lending him money he could never pay back by betting on his house gaining value by the time you took it away from him.

RUSSIAN ...AMERICAN ...
By: jonnydorobantul. on 14 Nov 08, 12:15:05
RUSSIAN ...AMERICAN...ALL MADE IN TAIWAN...:)))) Thats the problem....nuthing made in USA:))

No. It isn't. ...
By: thismustbeathursday. on 13 Nov 08, 19:32:45
No. It isn't. Listen again. You are missing the point by a country mile.

Well ... they did ...
By: gunsandroses1111. on 12 Nov 08, 10:59:15
Well ... they did get a bail out ...and can carry on much as they were ... so in good times profits are very high ...in bad times the Fed or Bank of England bails you out. Good business to be in?

"Unemployed Black ...
By: lunaone. on 11 Nov 08, 19:14:33
"Unemployed Black man on a crumbling porch somewhere in Alabama." I find that insulting and a bit racist.

hahahaha, great
By: iraniaryan. on 09 Nov 08, 20:43:10
hahahaha, great

Oh come on m8 cant ...
By: paddySc12. on 08 Nov 08, 18:59:49
Oh come on m8 cant u take a little joke! Cor blimey christians get taken the mickey out of them almost all the time but they dont care - if u dont like it then dont watch it!

this is racist
By: pdecoster. on 07 Nov 08, 08:22:36
this is racist

Hell, I'm rude, but ...
By: nchambers42. on 06 Nov 08, 16:05:01
Hell, I'm rude, but like you, I judge 'em as I see 'em.

$Hipotecas \"subprime\" - The Last Laugh - George Parr - Subtítulos en castellano$

Hipotecas "subprime" - The Last Laugh - George Parr - Subtítulos en castellano
Posted by: JuanEmpecinado

Video duration: 521 seconds
Global video hits: 123624

La crisis y la naturaleza de nuestro sistema económico, a examen. Genial.

Related: bancos, crisis, financiera, george, hipotecas, last, laugh, parr, subprime, the

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La gente es idiota ...
By: lestongrau. on 10 Nov 08, 13:25:12
La gente es idiota y sedeja dominar por los supuestos asesores. Sino decirme cuantos que seais de españa teneis la casa hipotecada y cuantos os crees el cuento que es una inversion. Magnifico video, y haber si las cadenas españolas empiezan a enseñarnos estas cosas y no otras que no sirven para nada.

¡¡Vaya, vaya!! ¡ ...
By: RauLuz08. on 03 Nov 08, 02:36:43
¡¡Vaya, vaya!! ¡Caramba con las mentes calientes!. Si se tiene un poco de paciencia y se para la imagen en 7'07", efectivamente, hay un caballero mirando muy concentrado un ordenador. Lo único chocante es que esa es la cara típica de los que usamos Windows y sufrimos uno de sus "clásicos caprichos" y Soriogt dice que el ordenador es un Mac. Con "subliminal" incluido, magnífica pieza. Gracias Empecinado.

no hay nada de ...
By: kevnonstop. on 23 Oct 08, 16:33:54
no hay nada de subliminal en la imagen, es un simple error de edicion..

Just some guy at a ...
By: dnero6911. on 22 Oct 08, 15:53:23
Just some guy at a desk... hard to make out, but nothing "subliminal" lol

subliminal 7:07
By: Adryanete88. on 17 Oct 08, 12:44:48
subliminal 7:07

CONTO DO VIGÁRIO !!!
By: philokiko. on 14 Oct 08, 11:37:34
CONTO DO VIGÁRIO !!!

Hoy nos ha puesto ...
By: aliciajitinse. on 13 Oct 08, 20:43:11
Hoy nos ha puesto este video our teacher. En la primera audicion solo he entendido money. Saludos ANTONIO

ya le e pillau y ...
By: Dani149. on 13 Oct 08, 18:02:18
ya le e pillau y mola, pero seguro q se la esta pelando parece mas bien q lea algo con el Mac detrás y n es el q ace preguntas en el programa???

mmm... así es, ...
By: OlafVercetty. on 11 Oct 08, 19:32:25
mmm... así es, parece un hombre concentrado mirando un ordenador o un libro, a saber. Un saludo!!

es un hombre grande ...
By: almasyff8. on 10 Oct 08, 02:35:46
es un hombre grande mirando la pantalla de una computadora...un error de la edicion me parece a mi... It seems to be an old man looking at a computer screen, looks like and editing mistake to me

En el minuto 7:07 / ...
By: ardieras. on 09 Oct 08, 20:28:43
En el minuto 7:07 / 8:41 ay una imagen subliminar alguien me explica quien es? At the miniut 7:07 / 8:41 are a subliminar image can someone explain who is?

me encanto me ...
By: francoMag87. on 09 Oct 08, 05:27:52
me encanto me encanto!!!!!!!!!...quien haya escrito ese guion..mis felicitaciones!

Es una explicación ...
By: tatinger. on 09 Oct 08, 02:22:30
Es una explicación clarísima, que con ingenioso sarcasmo permite a la gente común entender lo preocupante de la situación, porque dependemos de estos "especialistas" en mercado.

Yo también lo ví, ...
By: kaskv. on 07 Oct 08, 19:31:34
Yo también lo ví, pero no lo he pillado...

INCREIBLE video ... ...
By: csegura26. on 05 Oct 08, 19:50:50
INCREIBLE video ... un humor tan bien hecho que es imposible no admirar la maestría de como transforman una situación procupante en este diálogo gracioso y despreocupado .... GENIAL

buenissimo... !!!
By: faltriqueiroastur. on 02 Oct 08, 18:08:49
buenissimo... !!!

Estupendo vídeo. ...
By: fandebergman. on 02 Oct 08, 14:27:54
Estupendo vídeo. Saludos a todos.

Que coño! Qo mejor ...
By: Soriogt. on 02 Oct 08, 14:04:51
Que coño! Qo mejor es ver que en el minuto 7 segundo 7 sale el careto de un tio pelandosela frente a un Mac. Eso si es ingenio. Aupahí!

Tienes toda la ...
By: jesusba. on 01 Oct 08, 22:46:33
Tienes toda la razón del mundo. La verdad es que ni lo pensé, no sé por qué me pareció más lógico que Gordon Brown hablara de ingenuidad y no de ingenio. Incluso aún sin oír la palabra inglesa me habría chocado eso de "ingenio". Pero realmente tiene sentido ;)

Te equivocas. En ...
By: Richardcoves. on 01 Oct 08, 22:42:43
Te equivocas. En este caso, Ingenuity es un "False Friend" (Palabra que se parece a otra en español pero que NO significa lo mismo) Ingenuity significa ingenio o inventiva. Te citaría lo que pone en el Diccionario de Oxford University Press, pero no creo que haga falta...

Ahora, lo ...
By: jesusba. on 01 Oct 08, 21:00:05
Ahora, lo acojonante del vídeo es que no es de ahora, sino de hace un año (octubre 2007). A futurólogos no les gana nadie!! :D

Entre 7:55 y 8:00 ...
By: jesusba. on 01 Oct 08, 20:59:19
Entre 7:55 y 8:00 los subtítulos dicen "Es recompensar lo que el Primer Ministro Gordon Brown llama el 'ingenio del mercado'". No es "ingenio", sino "ingenuidad", que es bien distinto.

The Last Laugh - Crisis Subprime - Subtitulos Castellano
Posted by: marcoscos69

Video duration: 521 seconds
Global video hits: 484003

http://www.YouTuMani a.com - Es un video del programa "The Last Laugh" en el que se explica en clave de humor el problema de la Crisis Subprime.
Si te ha gustado este video visita http://www.youtumani a.com

Related: castellano, crisis, humor, last, laugh, spanish, subprime, youtubemania, youtumania

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Este video existía ...
By: juliaalbeniz. on 03 Dec 08, 16:37:04
Este video existía antes de que saliese L. Abadía

qué lástima no ...
By: Olafelgordo. on 29 Nov 08, 15:02:00
qué lástima no poder estar en dónde se podría estar... Si no sería millonario... En fín ces´t la vie ces´t la guerre (humm mi francés no es muy bueno).

(extraido de un ...
By: almirCCR. on 24 Nov 08, 18:55:19
(extraido de un comic) High-End Asset-Backed Structured Commodities Product "Trozo de mierda"

ABCPMMMFLF El ...
By: almirCCR. on 24 Nov 08, 17:00:24
ABCPMMMFLF El acrónimo parece un chiste pero no, existe: Asset-Backed Commercial Paper Money Market Mutual Fund Liquidity Facility Un invento de la FED para repartir dinero ( creado de la nada, y respaldado por nada, - osea- basura financiera, lo llames como lo llames.)

Nixon's Treasury ...
By: almirCCR. on 24 Nov 08, 16:57:35
Nixon's Treasury secretary, John Connally, told furious Europeans that the dollar was "our currency, but your problem." (1971)

our currency, but ...
By: almirCCR. on 24 Nov 08, 16:38:34
our currency, but your problem. "Nuestra moneada, vuestro problema." John Snows predecessor in the Nixon administration once told his European counterparts that the dollar is our currency, but your problem.

vaya que si. por lo ...
By: grungelore. on 21 Nov 08, 11:52:03
vaya que si. por lo menos en los videos relacionados salen varios videos de leopoldo abadia... porqueria y ninjas!!!!

probably it's kinda ...
By: MontoyaNomad. on 17 Nov 08, 17:04:54
probably it's kinda subliminal message

It's a copy of ...
By: toJaume. on 13 Nov 08, 15:37:17
It's a copy of Leopoldo Abadia speech.

good question XD
By: Edelbroy. on 04 Nov 08, 05:11:55
good question XD

who's the guy in ...
By: sebaj85. on 04 Nov 08, 01:26:12
who's the guy in the 7:07 second....???? wtf

delirantemente ...
By: lobo20042003. on 03 Nov 08, 23:47:26
delirantemente divertido,y tristemente cierto..esta gracias nos tocara pagarla por lo menos 5 anhos...no muy gracioso para la gente que perdio mucho,o todo.

Lo más fuerte de ...
By: Edelbroy. on 03 Nov 08, 04:20:50
Lo más fuerte de toda estaparodia, es que es cierto... ocurre precisamente así. Esto es el liberalismo y el capitalismo, un maldito circo de psicópatas capaces de hacer lo que sea para ganar unos peniques, aunque condenen a millares de personas. Lo más duro es la frase final... porque los especuladores nunca salen perdiendo, siempre perdemos los mismos, los obreros honrados...

Pedido a la Corte ...
By: josejloayza. on 31 Oct 08, 06:28:15
Pedido a la Corte Internacional de Justicia de la Haya, para que sentencien: 1.- Sacar del sistema financiero BONOS TOXICOS que no valen nada. 2.- Eliminar CDS o Credit Default Swap que quiebra a Compañías Aseguradoras. 3.- Establecer un EURIBOR fijo a la firma del préstamo hipotecario. 4.- Eliminar los apalancamientos en el FOREX a clientes. 5.- Fabricación del DÓLAR estará bajo el control de las Naciones Unidas. 6.- Fiscalizar Sistema Financiero con prisión a infractores.

BONOS TOXICOS son ...
By: josejloayza. on 31 Oct 08, 06:28:04
BONOS TOXICOS son aquellos que no hay manera de recuperar el valor que se pagaron por ellos. Los CDS son los SEGUROS A LOS PRESTAMOS que obliga a Aseguradoras pagar el valor del Préstamo si el Deudor se niega pagar o paga solo una porción, que siempre sucede, así que Aseguradoras siempre pagarán. El EURIBOR es INTERES para préstamos entre Bancos dependiendo de sus financieras, este valor no tiene nada que ver con los clientes hipotecarios, así que no debe variar para ellos.

El APALANCAMIENTO ...
By: josejloayza. on 31 Oct 08, 06:27:00
El APALANCAMIENTO en el FOREX, es un truco que ENGAÑA al sistema financiero arriesgando el dinero del propio sistema financiero pagando utilidades muy altas porque creen que el que invierte puso muchísimo dinero, eso es ESTAFAR al SISTEMA FINANCIERO. La fabricación del dólar debe ser responsabilidad de las Naciones Unidas porque no solo es la moneda de Estados Unidos, sino que también es una DIVISA PATRON MUNDIAL por exigencia de los propios Estados Unidos desde 1944.

muy buen reflejo de ...
By: josejoaquinperezc. on 31 Oct 08, 04:49:54
muy buen reflejo de la realidad

Y entonces el sueño ...
By: occultspectre. on 29 Oct 08, 22:15:26
Y entonces el sueño nazi se haria realidad. Deja de soñar. Marxismo es la respuesta.

tonto
By: chbt1777. on 29 Oct 08, 21:46:40
tonto

TRAPICHEO se llama ...
By: 100fuegos. on 29 Oct 08, 17:12:33
TRAPICHEO se llama en mi pueblo

hay qye fusilar a ...
By: monobrowperson. on 29 Oct 08, 09:35:11
hay qye fusilar a los responsables, la muerte es la unica manera de vengarse de ellos

vete a contestarle ...
By: ccanueto. on 28 Oct 08, 14:15:13
vete a contestarle a quien le importe tu opinion

Asi las cosas, este ...
By: Carlosjuliod2006. on 28 Oct 08, 13:42:25
Asi las cosas, este mercado exige una lógica segun la cual la gente compra las cosas sin reparar en el valor real. Y ahora exige que las pérdidas sean sufragadas por el Banco Central, y con los Impuestos de los Contribuyentes. Una especie de pago para que estas personas sigan especulando "inteligentemente" con TÍTULOS SIN VALOR. Y fuera de eso nos amenazan con la vieja lógica del Talión, que dice: "si no me ayudas y pierdo, tu también pierdes, pero yo estaré bien, y tu morirás de hambre"

Las hipotecas ...
By: Carlosjuliod2006. on 28 Oct 08, 13:32:57
Las hipotecas sub-prime (de escaso valor) son otorgadas a personas que no pueden pagarlas, y esas deudas son empaquetadas y vendidas especulativamente a personas que no saben lo que están comprando, y esto se hace indefinidamente hasta que la burbuja estalla, pues alguien descubre el engaño, pero ya es muy tarde, pues con las deudas de los pobres, la gente mala ya ha ganado mucho dinero con sus perversas especulaciones, y sus ventas fraudulentas, disimuladas con nombres bonitos.

Son entonces como ...
By: Carlosjuliod2006. on 28 Oct 08, 13:19:50
Son entonces como los religiosos, se basan en SENTIMIENTOS o en CREENCIAS-O-ESPECULACIONES, (o volátiles ACTOS DE FE). Este comportamiento irresponsable genera amargas consecuencias, tanto en el mundo de la religión, como en el mundo de los negocios.

Subprime Banking Mess
Posted by: Robo2864

Video duration: 509 seconds
Global video hits: 849875

John Bird and John Fortune (the Long Johns) brilliantly, and accurately, describing the mindset of the investment banking community in this satirical interview.

Related: banking, bird, comedy, fortune, interview, investment, satire, subprime

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I am writing about ...
By: leesystems. on 30 Nov 08, 21:07:05
I am writing about how the Feds are making the situation worse. The big investment firms have made many bad moves out of greed as well.

is you talking ...
By: tarpaperscratch. on 30 Nov 08, 18:57:56
is you talking about it making it better or worse?

The only way to ...
By: native5texan. on 29 Nov 08, 04:27:45
The only way to stop this insanity is through boycotting. RP fails to mention that lobbying is the root of today's economic issue. Politicians accept lobby funds from large corp. like Bank of A., Citi, AIG, JPMorganChs, Fannie, Freddie, Goldman Sachs, and AT&T. Millions of $,both parties. Presidents, congress, senate, etc - look great on TV but not in my wallet. They vote in favor of big $ every time. Small businesses are dying, thus free market. The ONLY way to stop this-boycott and sink them.

po old black man ...
By: mulukchuwen. on 25 Nov 08, 08:31:28
po old black man from Alabama is the FREEST goddamn man in the whole wide world though he doesn't realize it because he's lead to believe otherwise by the idiot media.

Yowza! Great stuff! ...
By: brookeandvincent. on 23 Nov 08, 05:51:54
Yowza! Great stuff! What's that frame inserted at 6:58? I can't quite make it out.

It is so true about ...
By: leesystems. on 21 Nov 08, 15:52:00
It is so true about dodgy loans, driven by salesman who are driven to earn commission, which are packaged into pools given high brow names. SOME of us Yankees fully know how bad the market / Govt. is behaving....These guys are hilarious. it's too bad they used the taboo phrase 'poor black man from Alabama' as that instantly made a large portion of the population deaf to the rest of the message, which is brilliantly accurate and simply explained so even the "poor man in Alabama" can understand.

Excellent!!!
By: lupoforme. on 14 Nov 08, 13:52:42
Excellent!!!

Good news: I just ...
By: UnconcernedCitizen. on 12 Nov 08, 17:21:22
Good news: I just had my unemployment bennies extended. Again.

do NOT read this? ...
By: ILuvUruha. on 10 Nov 08, 18:34:50
do NOT read this? next thing...unless you want to... U will get kissed on the nearest friday by your true luv of your life 2morro will be the best day of your life howeva if you dont post this comment to atleast 3 videos u will die in the next 2 days dont stop now uv already started this is sooo scary send this to atleast 5 videos in 123 minutes when your done press F6 and your crushes nime will be on the screen in big letters this is sooo scary cause it really works!!

This is awesome.
By: davidOUsoon. on 10 Nov 08, 00:47:51
This is awesome.

HAHAHAHA very ...
By: davidOUsoon. on 10 Nov 08, 00:43:51
HAHAHAHA very nice.

Peter Cook
By: farleigh17. on 09 Nov 08, 00:21:44
Peter Cook

Gmaker. You have ...
By: Tancred66. on 06 Nov 08, 08:31:28
Gmaker. You have restored my faith in Americans. Check out the lastest up to date sketch by these guys along the same lines - it was aired on Sunday so should be on YouTube by now.

Some yanks do. This ...
By: Gmaker69. on 05 Nov 08, 23:59:39
Some yanks do. This was quite hilarious.

You'll hear more ...
By: AlanPartridge41M. on 02 Nov 08, 18:24:05
You'll hear more truth here than anywhere. Brilliant! Thanks for these guys, showing us what our leaders and government are really like.

Oh my God...this is ...
By: Marshmellowed. on 02 Nov 08, 13:52:14
Oh my God...this is a bloody piss take, not a proper documentry! How funny.

The incentives ...
By: teaflax. on 28 Oct 08, 23:38:26
The incentives driven by the government in the US loan collapse were a minority part of the defaults. The subprime market (and the multiple leveraging of loans), which is the primary cause of the meltdown was driven by greed and fuelled by lack of regulation. Even Alan Greenspan says so. Nice try at historic revisionism, Cropper - the facts just point in the other direction.

Out of sync = fail
By: teaflax. on 28 Oct 08, 23:34:39
Out of sync = fail

Repeal the Federal ...
By: prayfortruejustice. on 27 Oct 08, 22:27:16
Repeal the Federal Reserve Act! Do something NOW! 1) Get educated about the international banks. 2) Join ENDTHEFED 11/22/08 3) Tell your Rep. in Congress to support HR 2755 and HR 2756 ATTENTION USA YouTube Subscribers: For more information regarding ENDTHEFED 11/22 Rally "National Day of Support for Constitutional Sound Money" Please go to ->> w w w(dot)AbolishTheFederalReserve(dot)com register for ENDTHEFED 11/22/08 DO IT.

You Yanks just dont ...
By: Tancred66. on 26 Oct 08, 09:48:34
You Yanks just dont get irony or British intellectual humour. This wasn't about black people. Period. You are so easy to wind up. Another 1000 years of civilisation should do it.

I believe this was ...
By: brokenbriton. on 25 Oct 08, 21:31:32
I believe this was broadcast in Oct 2007...Why have the worlds Govts been so unprepared...and we have descended into this mess

With only 13% of ...
By: Backatwon. on 25 Oct 08, 20:13:33
With only 13% of the nation's population Blacks can not be blamed for this world-wide mess .......be serious !!!

Sorry, I saw " ...
By: soupisgoodfood42. on 25 Oct 08, 06:56:01
Sorry, I saw "pressured". If they were forced to by law, then that's different, but the whole situation is still not only the government's fault. If you can't see that, you have a major problem that you need to work through.

"Perhaps the banks ...
By: MrCropper. on 24 Oct 08, 13:38:26
"Perhaps the banks shouldn't have caved into the pressure, if they knew it was a bad idea. They are just as much to blame as the government from what I've read." How could they not cave-in?!? They would have been prosecuted under law - American affirmative action in housing loans. You are clueless about violent, arbitrary nature of government fiat.

How do you know he ...
By: soupisgoodfood42. on 24 Oct 08, 11:59:40
How do you know he doesn't have a job?

subprime derivatives
Posted by: bogster2

Video duration: 258 seconds
Global video hits: 125880

short segment on cnbc showing how and why the subprime market is turning sour

Related: cdo, crash, financial, housepricecrash, mortgage, stockmarket, sub-prime, subprime

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actually.. you got ...
By: kiasu01. on 16 Nov 08, 11:54:02
actually.. you got a point there

Search FOR ...
By: robrown1. on 16 Nov 08, 04:45:46
Search FOR UNIFIEDMARKETS

fVck3rs!! u jsut ...
By: jmatheus. on 12 Nov 08, 04:37:32
fVck3rs!! u jsut give a fvck bout the paper u spend on that shit.... dumbs!

great explanation, ...
By: greenback001. on 09 Nov 08, 14:55:28
great explanation, however the key element missing was the fact that all of the lending started with the Federal Reserve, the top lender. Also missed was Clinton signing into legislation the law which enabled 2nd level lending institutions (i.e. Lehman Brothers) to begin investing in the same Securities they created, thus blowing the Derivative Market bubble to astronomical levels. Otherwise great stuff.

Do all of you guys ...
By: ToritoNL. on 09 Nov 08, 14:36:06
Do all of you guys understand this explanation in this video? For me it's like Chinese explained in Chinese. The use of that marker didn't help me much either. Is there a better video somewhere?

Talking Heads : ) ...
By: lebode. on 19 Oct 08, 09:15:23
Talking Heads : ) the only good part about this video.

Search> Not Enough ...
By: louis12346. on 17 Oct 08, 02:03:28
Search> Not Enough Money in the World: The Real Monster in the Meltdown Closet This is the ultra-dangerous downward vortex in which the system is locked. It is why share prices are plummeting. As recession deepens, there will be defaults on securitised bonds and the potential collapse of more banks outside the G7 ring-fence. Nobody knows what proportion of the $55 trillion of credit default contracts written will be honoured and who might bear losses running into trillions of dollars.

are there any good ...
By: inthebluescrossroad. on 16 Oct 08, 20:55:45
are there any good videos explaining the 600 trillion dollar world derivative problem???

CUando van a ...
By: blablaII. on 16 Oct 08, 12:37:21
CUando van a empezar a hablar de economía y dejar de hablar de "papers", "expectations", "feelings". United State economists suck soooo bad. Leer Spanish, and read our economist. They at least speak over the reality.

@billvancouver: ...
By: Crickettedog. on 08 Oct 08, 21:46:36
@billvancouver: Don't ever buy gold unless you know you will be able to sell it.

His final ...
By: billvancouver72. on 07 Oct 08, 21:39:28
His final explanation of why they blew up is false. It was not a lack of "faith" but the reality that too many people with mortgages in these derivative packages could not afford their mortgages that they should never have been able to qualify for in the first place. It is all part of the pan to create hyperinflation to get out of debt while wiping out the middle class. 2 more words - BUY GOLD!!!

Former fed chairman ...
By: louis12346. on 29 Sep 08, 02:37:11
Former fed chairman Alan Greenspan has been a defender of derivatives since 1999 or before . Did you know that the same guy pushed subprime loans has also pushed derivatives other regulatory agencies and Congress have taken a totally hands-off approach towards derivatives. How Big a Problem? How big is the derivatives market? Worldwide, it is $596 TRILLION dollars *. The derivatives market dwarfs the real market for goods and services, and acts likes an unregulated black market. Prison?

Indonesia is an ...
By: disdanic. on 23 Sep 08, 09:59:55
Indonesia is an atrociously governed country with an almost inconceivably corrupt public service, and its corporate culture is dominated by the Chinese. Given its population, it isn't all that resource rich (it recently became a net-importer of oil). It lacks a decent education system and does not have a climate of entrepreneurial spirit. However, the real issue is that Indonesia has been dominated by the military for most of its independent history, stymieing economic and social reform

When large ...
By: disdanic. on 23 Sep 08, 09:51:49
When large countries are in the early stages of industrialization, there is a massive surplus of unskilled labour. This translates to cheap labour. However, industrialization in the long term results in a skilled, educated workforce, which the shrinks the pool of cheap labour. The reason conditions are better in the rich world is that industry is capital intensive as opposed to labour intensive. Workers shift into better paid, service-based jobs, and menial work undertaken using capital inputs.

You're referring to ...
By: disdanic. on 23 Sep 08, 09:38:49
You're referring to the American usage of liberal, to mean left-wing. Economic liberalism and neo-liberalism are based on the same principles, the 'neo' merely means 'new' (as liberalism lost favour during the 1970s, then came back into prominence during the mid 80s). The differences in working conditions between Asia and the West are due to differences in the availability and cost of labour, and the level of development and education in those parts of the world, not government policies.

Neo-liberal and ...
By: Brooklyn83. on 23 Sep 08, 09:00:10
Neo-liberal and liberal free market policies are different things. The major economies cant afford neo-liberalism, because they need a consumer market, which they cant have if everyone works in sweat shops. They keep those workers in places like Indonesia and China. That's how global capitalism works. And yes, market forces are vital to any successfull economic system. There must be trade, but it must be regulated in a way that prevents vast economic inequality.

I don't beleive ...
By: Brooklyn83. on 23 Sep 08, 08:45:23
I don't beleive socialism levels-out societies. It CAN help to ensure a higher standard of living, and greater economic justice for the people who actually create the wealth. From the history thing I know that the Indonesian Islands were valued colonies becuase they were rich in natural resources and had excellent ports. So they should be rich today, but their not because the WTO drafted their economic policy in the 1970s and now most of their wealth is controlled by foreign companies...

I was simply making ...
By: disdanic. on 23 Sep 08, 08:07:28
I was simply making the point that socialist policies don't level out societies as you naively and immaturely believe they do. Spare me the emotive babble please, ever heard of 'other variables'? There's a thing called 'history' that explains the differences in living standards in south-east asia and western europe, you might want to check it out. Indeed they do, and should, but all major industrialized nations are based on liberal, free-market capitalism. Are you for or against this?

So Western Europe ...
By: Brooklyn83. on 23 Sep 08, 04:43:58
So Western Europe is a monsterous hell for the people unfortunate enough to live there? I suppose neo-liberal Indonesia is a paradise then? I'll take Paris over Jakarta any day, myself. What with the latter's sweat shops, it's shantys and it's pools of stagnant water with bloated pig carcasses in them. All the major industrialized nations regulate capital for the good of their consumers workers and investors. That's not neo-liberalism, but it's not authoritarian central planning either.

Oh yes 30% youth ...
By: disdanic. on 23 Sep 08, 02:43:05
Oh yes 30% youth unemployment in the slums of Paris, nice work socialism. Miserable economic stagnation has marked Europe for more than half a century. Their present successes are attributable to the creation of a single, free market under the EU. The only alternative to neo-liberal capitalism is authoritarian central planning. Yes, this comes in vastly varying degrees, but it is the only way of allocating resources without a market. I suppose you fancy yourself capable of the top job?

2 reasons for ...
By: rw5791. on 22 Sep 08, 20:12:28
2 reasons for sub-prime lending boom.First,congress made laws prohibiting redlining.Second,massive amounts of cash flowing in from china fueling the loans.

Don't insult my ...
By: Brooklyn83. on 22 Sep 08, 18:50:55
Don't insult my intelegence by telling me that the only alternative to neo-liberal capitalism is Stalinism. The fact that there has always been a "degree of hierarchy in society" is no excuse for the widespread inequality and exploitation which exists in all 'free market' systems. Even a little socialism, such as that seen in Europe, goes a long way in improving the quality of life for the masses and even helps the market in many ways.

Capitalism is not ...
By: disdanic. on 22 Sep 08, 11:59:55
Capitalism is not corrupt. People are. Capitalism is the best way we have of managing our innate deficiencies. For close to a century attempts have been made at putting alternative systems into practice. All failed dismally. There will always be some degree of hierarchy in a society. Capitalism at least allows people some scope to improve their lot, instead of them being dooming to whatever social/economic role the politburo assigns them to.

That's hardly a ...
By: OgeronimonominoregO. on 21 Sep 08, 22:35:41
That's hardly a meaningful reply. If you define any system as being "without any kind of legal or regulatory boundaries...", then of course it will lead to bad things! How can you conflate force and fraud with a person's right to produce and trade ethically? You're just defining free trade as criminal and lawless, which is irrational. Why do you think fractional reserve banking would exist in a free market? Who would be stupid enough to accept their phony currency?

"Free trade" ...
By: Brooklyn83. on 20 Sep 08, 18:37:26
"Free trade" without any kind of legal or regulatory boundaries, will always breed rampant speculation and corruption. The market can easily be manipulated, cornered and coerced (a term libertarians love to use) into going in whatever direction the money people wnat it to. The Federal Reserve System is just one way their doing that. Take the word Federal out and youll still have the same thing: a group of privately owned banks ripping everyone off. capitalism is corrupt, government or no.

sub-prime mortgage blues
Posted by: EJSKanye8585

Video duration: 439 seconds
Global video hits: 25054

lyrics and slide show by gregg somerville music by chris conti

Related: bernanke, crisis, estate, market, mortgage, paul, real, ron, stock

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Latest comments made on this video:

IIIIIIIIIIIIIIIII ...
By: sams2000bmw. on 26 Nov 08, 03:40:17
IIIIIIIIIIIIIIIII got the Ben Bernacky blues...

MUAH!!! MSG me on ...
By: ahdoda. on 19 Oct 08, 00:15:10
MUAH!!! MSG me on MSN. ID is in my profile. K

im soOoo bored ...
By: 183044. on 16 Oct 08, 13:14:46
im soOoo bored right now =( goto my profile and msg my msn name if u want to talk Q

This is song Golden ...
By: bggrgg13. on 13 Oct 08, 20:40:22
This is song Golden, so true so true we are screwed!!!

Each member of ...
By: carrotjuice1234. on 02 Oct 08, 18:44:51
Each member of congress should be required to watch this before they vote on the bailout.

Nice work Gregg. ...
By: kielhoff. on 23 Sep 08, 02:14:54
Nice work Gregg. Very well done.

best explanation of ...
By: kosemekars. on 18 Sep 08, 10:52:44
best explanation of the sub-prime crisis i've seen so far.

Very informative ...
By: MorgageRates. on 28 Aug 08, 02:35:49
Very informative video! Thank you for sharing. Please check out our videos too. We are helping a lot of people shop for home loans with any bank and any broker.

Rofl, when this ...
By: jnby. on 28 Aug 08, 01:58:58
Rofl, when this video was made, $100/barrel seemed like a lot.

you're a genius! - ...
By: RebelGirlCinblonde. on 24 Jul 08, 12:22:52
you're a genius! -Cinderella

I know Gregg ...
By: kornykab. on 04 Jul 08, 02:17:39
I know Gregg Somerville- his son is my friend and he's just about the coolest, funniest dad I know.

very entertaining ...
By: guyrees10. on 26 Jun 08, 22:45:47
very entertaining video.

I, Kim Osborn, love ...
By: lilbill31. on 09 Jun 08, 12:00:08
I, Kim Osborn, love this video

very cool. also ...
By: silver1zorro. on 27 Apr 08, 15:03:01
very cool. also see 'the mortgage gu movie'.

Interesting and ...
By: 09ernie1957. on 19 Apr 08, 03:51:21
Interesting and entertaining :)

Excellent video and ...
By: Joyriser. on 16 Apr 08, 14:51:06
Excellent video and some good comments on here by people who know what it is all about!An economy that is based on "creative accounting"! It is legalised stealing and enough people are finally waking up to the situation! You tube is helping us! This one is going to be a biggy and as those responsible try to escape, a big dollop of shit has already hit the fan!

Absolutely ...
By: joshjpang. on 03 Apr 08, 00:23:57
Absolutely fantastic.

I Looove the clip.
By: RETIREMESOON. on 31 Mar 08, 20:19:29
I Looove the clip.

Great job !!
By: wadexyz. on 26 Mar 08, 02:04:17
Great job !!

Bush tapped an ...
By: Nin1963. on 21 Mar 08, 13:40:28
Bush tapped an obscure federal agency created during the Civil War called the Office of the Comptroller of the Currency. In 2003, during the height of the predatory lending crisis, the OCC invoked a clause from the 1863 National Bank Act preempting all state predatory lending laws, thereby rendering them inoperative, The federal government's actions were so egregious that all 50 state attorneys general, and all 50 state banking superintendents, actively fought the new rules.

Bushco was ...
By: Nin1963. on 21 Mar 08, 13:39:42
Bushco was complicit in this mess. How many times during the last 8 years has Mr Bush talked about the "economy" as strong and pointed to housing numbers to assert this claim? Lot's. It was all an illusion. Keep the masses thinking they are better off while the country's economy tips closer to the cliff in order to advance as many changes to law as possible, completely politicize the DOJ and govt and head for Republican hegemony.

... in Mao we trust ...
By: mahell23. on 17 Mar 08, 11:40:03
... in Mao we trust..... HILARIOUS if it would not be so sad topic. You always reap what u sow.

"Privatize the ...
By: Northern5tar. on 16 Mar 08, 05:35:03
"Privatize the profits. Socialize the losses." Yeah. Legalized stealing by the so-called elite. They should all be put in a labor camp as far as I'm concerned.

Privatize the ...
By: lordzeno666. on 15 Mar 08, 23:58:34
Privatize the profits. Socialize the losses. Every time the feds bail out any banks, this is what's happening. Let the banks stand on their own. Let the sub prime loan holders learn what financial reality is. The system is a joke. No one apparently gets to accept responsibility anymore and the reast of us have to pay for these idiots.

HombredeFish: " ...
By: lordzeno666. on 15 Mar 08, 23:55:59
HombredeFish: "thats why we needed Ron Paul. " Yes, and magical pixie people too.

Timeline: Subprime crisis
Posted by: ReutersVideo

Video duration: 212 seconds
Global video hits: 17837

Jan 23 - What began as a US housing problem mushroomed into a crisis that shook stock markets around the world.The global nature of this week's stock market plunge debunks the theory that foreign investors are immune because the U.S. economy is "decoupled" from Europe and Asia. Quite the contrary, says Goldman Sachs International vice chairman Robert Hormats: "It's a recoupling of sorts."

Related: housing, loan, stock, subprime, timeline

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Latest comments made on this video:

While Obama & the ...
By: TankMonster105. on 19 Oct 08, 07:25:09
While Obama & the Democrats were cashing their big paychecks from FannieMae & FreddieMac, McCain and 18 other REPUBLICAN Senators were loudly predicting this disaster and trying to STOP it. Their letter, dated May 5, 2006: tinyurl (dot) com/3q6dc9 (fix the "dot," obviously) Note that NOT ONE DEMOCRAT signed this letter. Where was Sen. Obama that day? Running for President, too busy to give a shit. Democrats pimped these loans to unqualified borrowers, now the chickens came home to roost.

I think Republican ...
By: desertclair. on 30 Sep 08, 17:39:30
I think Republican ideology is responsible for this mess. It all started with the crazy trickle-down theory that Reagan sold the countrt that said no government is good government making its only purpose cutting taxes. The government became the enemy, leaving regular middle class Americans vulnerable to the greed inherent in any of us when large sums of money are involved. We need government regulation as a referee to keep the free market fair for everyone.

It's the 15th. ...
By: AirelonTrading. on 15 Aug 08, 13:34:49
It's the 15th. You're two days late. Olympics were never attacked. Maybe ... maybe they've found you on YouTube, and they are monitoring you! They are looking at your emails and your posts! (Ok, yeah, making fun of the paranoid probably isn't too cool. But it's pretty funny)

It's the 13th, and ...
By: AirelonTrading. on 13 Aug 08, 19:13:08
It's the 13th, and I'm still waiting.

So, WW III is ...
By: AirelonTrading. on 12 Aug 08, 15:43:09
So, WW III is tomorrow eh? Have you left the cities when the bombs start dropping? Have you bunkered down? Gotten your loved ones out of harms way? Taken off for the North wilderness of Canada's territories? That's where I'd head if I thought the WW III was about to begin. Just a few hours to go you know. You need help. Do some research on the psychological causes of conspiracy theories. It's a result of serious psychological problems.

russia attacked ...
By: JUKIO01. on 09 Aug 08, 18:50:56
russia attacked georgia on the day of the olympics. on august 13th, america will attack iran in retaliation, cuase iran and russia are allies. ww3 thus will begin. on that same day the olympics will be attacked. its all part of hte plan to turn the whole world into one government. the impending collapse of the US economy will occur in late of 2008, maybe this fall. the amero or cashless society will be born. if you dont cooperate they will turn of your chip, thats why its cashless.

I've heard, that ...
By: AirelonTrading. on 07 Aug 08, 21:19:46
I've heard, that this "Amero" that is "now being printed"? I've heard that for 12 years. It's never happened. And each year, supposedly, is the year that it's going forward. Nothing yet.

Actually, it could ...
By: AirelonTrading. on 07 Aug 08, 21:18:54
Actually, it could be laid at Clinton's and Greenspans fault for encouraging such low interest rates in the midst of economic growth, instead of tempering that growth with higher rates. It created a bubble of easy credit. That didn't happen in Bush's term. It occured in his term. He just inhereited the mess.

This whole thing is ...
By: tonykim9. on 20 May 08, 15:10:09
This whole thing is Bush's fault

as a stockbroker I ...
By: erictjie. on 03 Feb 08, 06:46:41
as a stockbroker I knew it will happen and it did not surprise me at all, but the worst yet to come.

Foreign markets ...
By: TYX91101. on 02 Feb 08, 23:36:43
Foreign markets were thought to be "de-coupled from the U.S." Another fantasty bites the dust.

this is all part of ...
By: JUKIO01. on 26 Jan 08, 08:13:58
this is all part of the NOrth AMerican Union plan, look it up guys. look up the amero also, their all tide together, the government within a government is planning all this!!! world domination, dont be fooollllleeedd!

im so glad that i ...
By: JUKIO01. on 26 Jan 08, 08:10:44
im so glad that i already have a home, my family owns three homes, one for my brother and one for me!!

Since banks are ...
By: psgman41. on 26 Jan 08, 02:22:23
Since banks are getting all too scared to lend, it's the central banks' job to help by lowering the rates... that's the only solution. (Lol, Bush's action was absolutely useless.)

?????????????????? ...
By: pandafinance. on 25 Jan 08, 17:07:05
???????????????????????????????????????????????????Robert Hormats????????????????????????????????????????????????????????????????????????????????????????

Nice video, gonna ...
By: ally008. on 25 Jan 08, 13:01:20
Nice video, gonna link this to our site at the-crunch(.)com We're observing and discussing the credit crunch and house prices. Looking for volunteer authors also! Call by and have a look.

SubPrime Mortgage Blues
Posted by: MoneyTalksNews

Video duration: 93 seconds
Global video hits: 27921

If your credit isn't the best, you might be familiar with sub-prime loans: they're the kind with a high rate for people with low credit...

Related: finance, loan, money, mortgage, prime

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i think its so ...
By: EricBoisen. on 03 Dec 08, 03:19:54
i think its so funny watching this now and hearing the last few lines lol

"Hispanics weren't ...
By: RottweillerRescue44. on 19 Oct 08, 07:33:32
"Hispanics weren't being greedy, they were being had" Quite true, and by their "friends," the Democrats. While Obama & the Democrats were cashing their big paychecks from FannieMae & FreddieMac, McCain and 18 other REPUBLICAN Senators were loudly predicting this disaster and trying to STOP it. Their letter (May 2006): tinyurl (dot) com/3q6dc9 (fix the "dot") Note that NOT ONE DEMOCRAT signed this letter. Where was Sen. Obama that day? Running for President, too busy to give a shit.

Without regulations ...
By: AwakenToYourTruth. on 19 Oct 08, 02:58:46
Without regulations, people tend to do the greediest and stupidest things. But we need the learned to lead the way. Why don't they lead us on the right path instead of the wrong one?

I worked in the ...
By: Gary1111001. on 03 Oct 08, 23:33:11
I worked in the mortgage ind. from 04-07. The above post is true except Hispanics weren't being greedy, they were being had. And it wasn't just hispanics, though they are given benefits that others are not.

HISPANICS were the ...
By: tellthetruthh. on 26 Sep 08, 05:22:06
HISPANICS were the major group to hold SUBPRIME LOANS. HISPANICS were given loans when other groups could not get them. Now they want to be bailed out of their mess!!!If they weren't so greedy they would not be in this situation. Most of them didn't even have SSN oe EINS.Now BUSH has made it possible for them to get bailouts without SSN or EINs!!! S0illegals aliens are milking the system again!!! While Americans pay the bill!!!

The SUB PRIME LOANS ...
By: iamauscitizen. on 24 Sep 08, 21:36:21
The SUB PRIME LOANS which caused this crisis in the Mortgage Industry are always in the HISPANIC COMMUNITY across the country. Who is responsible for giving the SUB PRIME LOANS TO MAJORITY HISPANIC PEOPLE?Why is PRESIDENT BUSH allowing OUR TAX DOLLARS to rescue peoples' homes who have NO SOCIAL SECURITY NUMBER!HOW can you tax or track a homeowner who has NO SOCIAL SECURITY NUMBER OR EIN NUMBER?I have a right to know.I am a US CITIZEN.I am tired of giving ILLEGAL ALIENS ANOTHER free ride!!

Well, see you on ...
By: Cubicleboy04. on 29 Jul 08, 23:03:09
Well, see you on capital hill...

I swear, if there ...
By: stinkypoon. on 28 Jun 08, 17:49:48
I swear, if there is a bailout, I'm going to march up to capital hill.

Stated Income is ...
By: Fredzep2k. on 28 Apr 08, 02:04:37
Stated Income is essential for Self Employed Borrowers. Anyone who understands self employment writes off everything they can and pays themself as little as possible W2 money to minimize taxes. These folks may be more than qualified for X mortgage.

People who use ...
By: nesnman. on 25 Apr 08, 16:06:33
People who use subprime loans already are a credit risk. I own both of my homes and I'm doing great. But I keep my cars for at leasts 10 years and I don't have any debt.

Do you want a medal ...
By: nesnman. on 09 Apr 08, 12:23:17
Do you want a medal for being an a hole? I'm sure you already have plenty.

Do you want a medal?
By: georgewtwat. on 09 Apr 08, 07:01:59
Do you want a medal?

Absolutely they ...
By: Nin1963. on 07 Apr 08, 17:05:00
Absolutely they both were. And, we have to recognize that a complete hands off of these banks and these new products is a no no. We must have a healthy balance between some regulation (let's face it, if we left every business do whatever the hell they wanted, we would all be dead from toxic air and water) and pro business to support growth. But we MUST have oversight.

Fair enough. I ...
By: JohnR22926. on 07 Apr 08, 16:58:06
Fair enough. I don't disagree with any of this. Lets also acknowledge that both Reps and Dems were all in favor of expanding home ownership...for legitimate social and economic reasons. One more example of govt "good intentions" resulting in unintended consequences.

People on both ...
By: Nin1963. on 07 Apr 08, 14:10:45
People on both sides of this need to step up and take responsibility. However, when the feds gave a nod to the risky loans by getting rid of oversight state by state (thanks lending lobby) and targeted low income (who by the way 50% of them would have qual. for FHA loans), the govt providing no regulation at all with these new banking products that were untested, bundling with other investments...it's a mess sponsored in part by Bushco. Fact.

"Predatory lenders" ...
By: JohnR22926. on 07 Apr 08, 13:20:19
"Predatory lenders" is PC lingo designed to put the onus on "the bankers/capitalists". Many banks threw caution to the wind and gave mortgages to people that clearly couldn't afford them in the long run. The banks should suffer the consequences by absorbing the losses. Once burned, twice learned. The people that signed these mortgages were a combination of greedy and stupid. Greedy because they bought more house than they could afford. Stupid because any idiot KNEW rates would eventually go up.

Bush tapped an ...
By: Nin1963. on 21 Mar 08, 13:34:19
Bush tapped an obscure federal agency created during the Civil War called the Office of the Comptroller of the Currency. "In 2003, during the height of the predatory lending crisis, the OCC invoked a clause from the 1863 National Bank Act preempting all state predatory lending laws, thereby rendering them inoperative, "The federal government's actions were so egregious ... that all 50 state attorneys general, and all 50 state banking superintendents, actively fought the new rules."

Bushco was ...
By: Nin1963. on 21 Mar 08, 13:33:42
Bushco was complicit in this mess. How many times during the last 8 years has Mr Bush talked about the "economy" as strong and pointed to housing numbers to assert this claim? Lot's. It was all an illusion. Keep the masses thinking they are better off while the country's economy tips closer to the cliff in order to advance as many changes to law as possible, completely politicize the DOJ and govt and head for Republican hegemony.

lol.. great post ...
By: mongobobo. on 06 Mar 08, 01:26:19
lol.. great post ajas95

4.5 X Annual Income ...
By: mongobobo. on 06 Mar 08, 01:25:31
4.5 X Annual Income= what you can afford to borrow.

"possible but not ...
By: mongobobo. on 06 Mar 08, 01:24:37
"possible but not likely" lol...UR A GENIUS!!!

I paid $89,000 for ...
By: nesnman. on 04 Mar 08, 16:21:21
I paid $89,000 for my florida home in 1992. It's now paid for and worth $389,000. My Maine Home is worth $489,000. I paid that off in 1988. I only mortgage a home for 15 years and I would never use a subprime lender.

The fire is on both ...
By: TYX91101. on 16 Feb 08, 15:18:41
The fire is on both sides of the wall.

That's AMERICA..... ...
By: jaxagent29. on 14 Feb 08, 13:40:10
That's AMERICA...............

Good info. These ...
By: nobodybidness. on 11 Feb 08, 06:35:05
Good info. These days you have to have HUGE credit and deposits to qualify. You can borrow funds to hold on deposit without even a credit report, if you agree to hold the funds on deposit in an account in your name - a great way to get a VOD too. creditloader dot com offers these loans at 4.9% APR.

SubPrime Mortgage Mess Explained (with voice)
Posted by: TFFUtility

Video duration: 367 seconds
Global video hits: 26556

from: http://www.businessp undit.com/the-sub-pr ime-primer/
Please support the BusinessPundit.com

Related: collar, crime, explained, mortgage, sumbprime, white

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i think they should ...
By: SerialPwner. on 13 Nov 08, 17:51:50
i think they should all be displayed in cages in all the capital cities of the world, like was the custom in the middle ages, baghdad should get bush, london the treasury minister and so on...

today, thursday the ...
By: SerialPwner. on 13 Nov 08, 17:50:06
today, thursday the 13 novermber 2009, there has been a meeting called in the USA for the 5 top hedgefonds people in the country, ever wondered were money from the sellout of the worthless papers went to? these 5 men earn over a billion dollars a year (officially) and ofcourse people have to be cut in from the government, judjes possibly and a load of others....... get what im saying? well, anyone who killed any of the 5 men or anyone else involved would be a hero,

the banks who ...
By: prana888. on 10 Nov 08, 14:56:08
the banks who created those sneaky and "safe" investment products.

LOL
By: prana888. on 10 Nov 08, 14:55:04
LOL

US subprime ...
By: capricornbloke. on 06 Nov 08, 21:02:46
US subprime collapse bill estimated at £472 billion The collapse of the subprime mortgage market in the US will cost the world economy former chief economist of the World Bank and winner of the Nobel Prize in Economics, has stated the total costs of the Iraq War on the US economy will be three trillion dollars when counting the huge interest costs because combat is being financed with borrowed money

EPIC! So close to ...
By: armcrash. on 31 Oct 08, 04:06:41
EPIC! So close to the truth...

use the ISLAMIC ...
By: BoShnb. on 24 Oct 08, 19:26:43
use the ISLAMIC rules & u will get rid of all this mortgage thing. i tried to understand what are mortgage benefits to poor people, community, government, the whole country ... but i couldn't find even one good thing about it.

N A T A S H A L O ...
By: SionWeeks. on 22 Oct 08, 01:39:04
N A T A S H A L O H =D

N A T A S H A L O ...
By: SionWeeks. on 22 Oct 08, 01:38:17
N A T A S H A L O H =D

N A T A S H A L O ...
By: SionWeeks. on 22 Oct 08, 01:37:41
N A T A S H A L O H =D

sion YOU ASS. wtf ...
By: fANTASypuNK. on 22 Oct 08, 01:28:08
sion YOU ASS. wtf man wtf. SION..... o_0

lol my econ teacher ...
By: thegodofrice. on 21 Oct 08, 17:07:50
lol my econ teacher at Columbia tried to teach us this in two lectures(3 hours) and I've learned more from this video than he ever taught me that's pretty smart on these banker's parts get a crap load of easy shitty mortgages and then sell them out so they take no risk but bask in instant rewards...

hahahaha. COOL
By: shoexy. on 19 Oct 08, 05:10:17
hahahaha. COOL

who is to blame?
By: Thycid. on 13 Oct 08, 19:36:10
who is to blame?

Great illustrations ...
By: masouid. on 13 Oct 08, 02:04:32
Great illustrations, thanks. This is the most serious fraud in the history. Too bad no one is held responsible for this scam yet!

fucking brilliant. ...
By: uvmeskillplayer. on 11 Oct 08, 14:53:05
fucking brilliant. now i got it.

Well you touched ...
By: voytechs. on 05 Oct 08, 12:34:21
Well you touched just the tip of the iceberg with this funny as hell video but its a good start. Remember F&D created this moral hazard and the fed pumped so much cheap credit (that's why values always go up philosophy). Excellent!

Excellent ...
By: ugsdad. on 02 Oct 08, 14:39:24
Excellent explanation, Only thing missing is identifying 1999 relaxation of rules that opened the door for this abuse. What happened to accountability?? The thugs who reaped the profits and destroyed peoples lives should be held liable!!

Much better with ...
By: Julietjeske. on 28 Sep 08, 01:07:19
Much better with the audio, the other was really hard to follow. Nice and simple. My husband and I almost bought but I remember when I read about ARM I thought it was the craziest idea and I refused to do anything but a 30 yr. fixed rate. We didn't end up buying, thankfully.

this country is ...
By: mustardsucks. on 27 Sep 08, 14:04:37
this country is going to fall. time to plant my garden in my backyard. I guess I can plant in my neighbor's yard too since nobody lives there anymore, and in his neighbor's yard also.

great stuff! thanks ...
By: mreimold. on 17 Sep 08, 21:33:40
great stuff! thanks for simplifying

Excellent! Treat ...
By: sxmadrid. on 17 Sep 08, 13:06:12
Excellent! Treat yourself to something nice.

hahahahaha, thanks ...
By: aghjsdf. on 02 Sep 08, 14:59:49
hahahahaha, thanks for simplifying things

much better with ...
By: usersimdave. on 16 Aug 08, 08:51:26
much better with just music

Subprime crisis explanation by The Long Johns
Posted by: psousa

Video duration: 529 seconds
Global video hits: 62267

Spirited explanation of the US banking crisis

Related: banker, crisis, economics, faber, investment, rogers, siv, subprime

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Latest comments made on this video:

Excuse me please. ...
By: moonmusical. on 29 Nov 08, 18:16:30
Excuse me please. Don't blame 'the banks'. Please blame the real culprits..the Central Banks (Treasury Departments) of state governments. They failed in their mandate to control and supervise the banking system. Rather than issue meek 'guidelines' they should have legislated for prudent loan granting criteria, appointed footment to inspect the adherence of these laws and thereby effectively outlawed risky loan books.

first broadcast in ...
By: doublehighd. on 25 Oct 08, 09:11:09
first broadcast in october 2007!

very funny, very ...
By: skyg74. on 28 Sep 08, 01:06:06
very funny, very true

Incorrect. there ...
By: zenmastermatt. on 17 Sep 08, 23:00:55
Incorrect. there was plenty of predatory lending going on, in fact, it's all well documented, five minutes on google and you'll have it all at your fingertips. Fact is, the major financial institutions have gone to great lengths over the last 15, and long term, last 50 years, to hide and make obscure an already complicated set of processes. They do it on purpose to lure those stupid borrowers, off of whome they can make easy money....until it all falls apart, that is, and everyone is fucked.

No, "dukenthaylor" ...
By: ltroper. on 17 Sep 08, 14:33:51
No, "dukenthaylor" you are wrong. It's stupid borrowers, not deceptive lending practices. Too many ignorant people took out mortgages without doing their own homework, such as reading the fine print. No costs were hidden, as you suggest. The variable interest rate was explained. If you or others suffered, as you describe, you have only yourselves to blame. Get some education, pal.

it's not just about ...
By: dukenthaylor. on 16 Aug 08, 02:14:38
it's not just about black men, snobs; it crosses all races, creeds, colors, sexes, classes, ethnicities, etc. it's not just about shoddy houses either, dummies; it affect homes in all kinds of conditions. it's the result of deceptive lending practices, such as artificially inflating a home's appraisal so the borrower takes on more debt than the home is worth, then hiding costs such as insurance and taxes that raise monthly payments, etc). that's the problem, "wrong johns"!

So Subprime Blows Up; So What, Says Cramer
Posted by: TheStreetTV

Video duration: 256 seconds
Global video hits: 55470

Jim gives you the scoop on why the $500 billion market is no threat to the market, even if it fully collapses.

Related: business, cramer, finance, jim, mad, money, stocks, street, thestreet.com, trading, wall

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Latest comments made on this video:

Oh but how wrong he ...
By: shtubahn. on 03 Dec 08, 23:08:41
Oh but how wrong he was...

I love Matisyahu, ...
By: busteam. on 03 Dec 08, 10:23:38
I love Matisyahu, and GLD, and Zen, and Ramana, and of course kingofmilwaukee & megawavez!!! hahaha!!

Cramer is still ...
By: busteam. on 03 Dec 08, 10:09:28
Cramer is still awesome...BOOYAH!!! and kingofmilwaukee & megawavez... SCREWYAH!!! hahahahahahahahahahaha! did I mention... HAHA!!!!

Cramer get stupider ...
By: kingofmilwaukee. on 03 Dec 08, 06:51:56
Cramer get stupider by the day.

dear god, move this ...
By: megawavez. on 03 Dec 08, 06:18:03
dear god, move this guy to alaska

"Why is this man ...
By: AngryGoyim. on 02 Dec 08, 18:39:08
"Why is this man still allowed on TV??". Let me answer that question for you. In case you haven't noticed, incompetence is REWARDED in the United States. We've been mentally conditioned to not be judgmental of people. It's been that way here since the great "love in" during the 1960s. This is why the world has lost all respect for America. We are about to enter version 2.0 of the Great Depression. Everyone in the thinks we deserve it.

This ass being ...
By: scort8888. on 24 Nov 08, 09:30:28
This ass being interviewed by this clueless woman who accepts everything he says reminds me of an ugly guy in a bar making up bullshit in order to get laid.

lol, the poor Jim ...
By: pjzzxxyy. on 24 Nov 08, 00:38:38
lol, the poor Jim means well but he doesn't know it all. Even more, sometimes he doesn't seem to know as much as he thinks he does.

Wow. I too can't ...
By: rixross. on 20 Nov 08, 04:56:47
Wow. I too can't believe he is still allowed on TV.

Is this a joke? ...
By: papatoony. on 08 Nov 08, 12:19:57
Is this a joke? Was he joking? This was a joke...right? Why is this man still allowed on TV??

what do jim cramer ...
By: kxnipt. on 12 Oct 08, 01:24:47
what do jim cramer and henry paulson have in common? Answer: Goldman Sachs

God this guy is a ...
By: baseballnolie34. on 11 Oct 08, 19:09:09
God this guy is a stupid, arrogant douchebag. For all his blowharding I'll bet he can't legitimately make money on the stock market even. Talentless hack.

he turned it around ...
By: phdecora. on 08 Oct 08, 19:37:30
he turned it around in august 2007 when he melted down on national tv screaming that millions would lose their homes...

LOL @ Cramer. ...
By: jizzmonger. on 07 Oct 08, 06:36:28
LOL @ Cramer. Typical of Todays financiers. Just lying to fit an agenda or really really uninformed.

Jim Cramer for us ...
By: attie3. on 07 Oct 08, 00:12:21
Jim Cramer for us secretary of the treasury or Chairman of the Federal Reserve

How do NBC, CNBC, ...
By: wayne7471. on 06 Oct 08, 21:15:11
How do NBC, CNBC, MSNBC justify keeping this guy on the payroll? They can't find anyone more informed than Jim Cramer? Jeez.

God damn big mouth ...
By: androidestereo. on 05 Oct 08, 03:15:38
God damn big mouth Cramer..he just doesn't have any credibility...never had..

This was about ...
By: raybiese1. on 01 Oct 08, 22:07:21
This was about June-July/07, just before the crisis started to get publically serious. I watched it again & still believe he was 'saying what he was told' in the most sarcastic and wildly overstated manner possible yet let loose with specific directions on where to look for 'the truth'. Changing the model forclosure rate dramatically affects valuations. He was saying "look at the data and come to your own conclusion" and "look here..."

I noticed. No ...
By: maryellen728. on 01 Oct 08, 12:31:12
I noticed. No impact. No credibility. Mole hill.

Munkeymon: You hit ...
By: maryellen728. on 01 Oct 08, 12:23:09
Munkeymon: You hit the nail on the head! Cramer looks like a complete idiot, "Nothing to worry about." Reporters looking for a non-story? Only Bears Stern will be affected? The risk is spread among so many foreign investors? Guess again shit for brains! Listen to your nephew and seek other work.

Lenders were ...
By: Munkeymon. on 29 Sep 08, 04:13:52
Lenders were falling all over themselves to give out bad credit in the last few years. See 'This American Life' #355 "The Giant Pool of Money" for a very good explanation that was not excreted by a dishonest conservative thinktank. The lenders, brokers, insurers, and bond raters are at fault for creating a situation in the last 10 years that the government failed to regulate because it was full of deregulationist morons.

I don't like his ...
By: truthhurts1111. on 29 Sep 08, 03:45:08
I don't like his act and fake persona. He thinks he's funny.

The crisis is very ...
By: FreeAgain2. on 28 Sep 08, 12:32:51
The crisis is very complicated because the Gov allowed Freddie and Fanny to bundle subprime loans that the GOV FORCED banks to make (See CRA 1977). CRAP LOANS that YOU and I are going to pay for. Here is the step by step video (search YouTube) of what happened in the mortgage/credit markets, why all these banks are failing and how we got to where we are . . . H5tZc8oH--o And be ready to hit pause; the info moves along at a good clip.

"Sub-prime" loans ...
By: AngryGoyim. on 25 Sep 08, 23:39:53
"Sub-prime" loans are meaningless." I guess nobody is going to listen to this windbag anymore. To bad Cramer. I always knew you were full of crap.

I agree with your ...
By: olivepug. on 25 Sep 08, 14:44:49
I agree with your theory - the reference to "a bad time" yesterday and a dinner order as "wanting prime ribs" and "getting subprime cut". If this was around his Aug 6, 2007 meltdown than he probably was. Can't explain why he'd paint such a rosy false picture other than being a Company Yes Man and for CYA purposes.